Financing Type

Cash Financing

The fastest, cleanest way to close a real estate deal — no lenders, no delays.

What is Cash Financing?

Cash financing means purchasing a property outright using your own liquid funds — no mortgage, no lender approval, no financing contingencies. You wire the full purchase price at closing and the deal is done. It's the simplest and most powerful position a buyer can be in.

How It Works

01

Identify the Deal

You find an off-market property through CVHB that fits your investment criteria.

02

Submit Proof of Funds

Provide a bank statement or letter confirming you have the full purchase amount available.

03

Open Escrow

Escrow is opened and a title search is conducted to ensure a clean transfer.

04

Wire Funds & Close

You wire the purchase price to escrow and receive the deed — typically in 7–14 days.

Advantages

  • Fastest possible closing (7–14 days)
  • No lender approval or underwriting
  • Stronger negotiating position
  • No interest payments or loan fees
  • Sellers strongly prefer cash offers

Considerations

  • Requires significant liquid capital
  • Ties up funds in a single asset
  • Opportunity cost vs. leveraged returns
  • Less tax benefit than mortgage interest

Best For

Cash financing is ideal for experienced investors who have built up capital reserves and want to move quickly on deeply discounted off-market deals — especially fix-and-flip or value-add opportunities where speed is the competitive edge.

Fix & FlipValue-AddQuick ClosingsExperienced InvestorsAuction Purchases

Ready to put your capital to work?

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